Personal Insurance Line of Credit

Tap into your Whole Life Insurance Policy’s cash value with an Investors Insurance Credit Line—a smart way to pay for things like tuition, home repairs or an unexpected emergency. You can get a better rate* and the interest may be tax deductible.


  • Get up to 95% of cash value of a Whole Life Insurance Policy1
  • Minimum credit line of $65,000 up to maximum $5,000,0002
  • Monitor your account via online banking or Investors mobile

*Competitive tiered variable rates based on Wall Street Journal Prime
Borrowers must be individual person(s) or trusts, no corporations or pensions allowed
1. Policy must be in effect for at least 12 months at the time of credit application. Insurance policy must be issued by one of the following approved insurance providers to be eligible for IBLOC collateral: Guardian, MassMutual, Northwestern Mutual, NY Life, MetLife, John Hancock, Penn Mutual, Ohio National, and Brighthouse Financial. 2. Exceptions available above $5,000,000. | Other restrictions may apply