Financial solutions built for your enterprise

Flexible, convenient and designed to suit enterprises of all sizes, our commercial banking, lending and treasury management solutions give you freedom and flexibility, so you can focus on running your business.

We get it. Keeping an enterprise running smoothly is no easy task, and banking is one of the last things you want to spend your time worrying about. A custom-tailored selection of our commercial products and services will take care of all your banking needs, so you can take care of your enterprise.

Commercial Real Estate

• Commercial Mortgages
  
  Permanent financing of up to 75% LTV with flexible terms: 5-, 7-, 10- and 15-year terms available; any type of commercial space including warehouses/industrial and mixed-use spaces.
  -Multifamily and Mixed-Use
  -Office and Retail
  -Warehouse and Industrial


• Construction Loans
  
  We provide a variety of flexible construction lending options including acquisition financing, site financing and construction advances. We’ll work with you to find the right solution for you.
  -Acquisition Financing
  -Site Financing
  -Construction Advances

Equipment Financing

• Equipment financing – loan options
  
  Offering equipment loans, early buyouts, fixed purchase price and early termination options. 100% financing, with optional rate locks and fixed or floating rates, we have an equipment finance solution for you.
  -Nationwide coverage
  -Terms up to 15 years
  -Transactions from $2 million to $30 million (larger transactions available through Capital Markets)
  -Companies with sales of $20 million+ and S&P equivalent rating of B to BBB


• Equipment financing – lease options
  
  Put our equipment lease experts to work for you. We are experts at specialty and complex financings, including tax leases, finance/synthetic leases, sale leasebacks and TRAC leases. -Nationwide coverage
  -Transactions from $2 million to $30 million (larger transactions available through Capital Markets)
  -Companies with sales of $20 million+ and S&P equivalent rating of B to BBB

Insurance Line of Credit

• Insurance Credit Line
  
  -Up to 95% of cash value of whole life insurance policy1
  -Minimum credit line of $65,000, maximum credit line of $5,000,0002
  -Competitive tiered variable rates and 48-month terms

Payables

• Wire Transfer
  
  -Secure and efficient way to move funds between institutions
  -Process wires online, by phone, by fax or at a branch in U.S. or foreign currencies (restrictions apply)
  -Create drawdown instructions for your authorized debits with same-day processing
  -Achieve greater control by assigning specific functionality to users